Terms of Service

Your privacy is our top priority.

FlagTheory.com, and all associated websites and services (Hereafter, “Flag Theory” “our Services” “We” or “Website”) are owned and operated by Far Horizon Capital Inc. – 10 Anson Road Singapore, 26-04 International Plaza. You can email us using: Legal[ AT ]Flagtheory.com

We have drafted this Terms and Conditions of Use Agreement so that you can understand your rights and obligations relating to the use of the Website and any services.

Terms of Service

By accessing the Website you acknowledge and agree to these Terms and Conditions of Use and to be bound by The Agreement. If you do not agree with these Terms and Conditions of Use, we kindly ask you not to access or use this website. If you do not confirm to be bound by The Agreement, do not use our services. If you are under the age of 18, you confirm that you have your parent’s or legal guardians permission to use this Website. If you are under the age of 13, we ask that you please not use this website under any circumstances.

Violations of these Terms and Conditions of Use may result in termination of your account with or without notice.

Updates

We regularly updates and alters the content of this website and can at anytime delete or change any information or services provided. Although we will do our best, we cannot guarantee to keep all information or prices on the website will be complete and accurate.

Refund Policy
Flag Theory, and our other brands, are committed to delivering high quality services and products to clients seeking to live and do business internationally. We are proud to have highly satisfied customers and will make every effort to make sure you are satisfied with our services as well.

Because our services are highly personalized, starting May 27, 2016, our refund policy is straightforward: we will do whatever it takes to make sure you receive the information and services desired. We do not offer cash refunds on our products, services or retainers, however these are eligible for exchange for other items so that we can focus more of our efforts on creating a great experience for serious customers by guaranteeing that buyers get the answers they need. Exchanges are only available within 90 days of initial payment for retainer, products or services.

Exchange policy:
• Digital products may be exchanged for memberships, physical products, event tickets or consulting services.
• Personalized services (consulting, immigration and incorporation services), and retainers for these services, may be exchanged for any product if you have not already used them
• Event tickets are transferable to friends or family but can not be exchanged or refunded

Additionally, if you purchase a product or service and don’t find the answer to a specific question you had, feel free to contact us and we’ll do our best to help you find the answers you were looking for personally.

 

NO WARRANTIES

ALL SERVICES, PRODUCTS, ACCOUNTS, PROFILES AND MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE” BASIS. WE MAKE NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, CORRECTNESS OF RESULTS, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. FURTHER, WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF ANY OF THE PRODUCTS OR SERVICES SOLD ON THE WEBSITE OR ANY SITES LINKED TO BY OUR SITE.

LIABILITY

YOU ACKNOWLEDGE AND AGREE THAT THE WEBSITE; ITS OWNERS, DIRECTORS, EMPLOYEES AND AFFILIATES, IN NO CASE SHALL BE LIABLE FOR ANY LOSS OR DAMAGES RELATED DIRECTLY OR INDIRECTLY TO THE USE OF THE WEBSITE OR THROUGH THE USE OF ANY PRODUCT OR SERVICE SOLD LINKED TO BY THE WEBSITES.

YOU AGREE TO DEFEND, INDEMNIFY AND HOLD ASSET PROTECTION WORLDWIDE LLC, THE WEBSITE, FLAGTHEORY.COM; AND ANY PARENT, SUBSIDIARY, AFFILIATE, DIRECTOR, OFFICER, EMPLOYEE, LICENSOR, DISTRIBUTOR, SUPPLIER, AGENT, RESELLER, OWNER, OR OPERATOR OF FLAGTHEORY.COM FROM AND AGAINST ANY AND ALL CLAIMS, OBLIGATIONS, LOSSES, LIABILITIES, COSTS OR DEBT, AND EXPENSES INCLUDING BUT NOT LIMITED TO; ATTORNEY’S FEES, DEMANDS, OBLIGATIONS, DAMAGES (ACTUAL, SPECIAL, INDIRECT OR CONSEQUENTIAL, INCLUDING LOST PROFIT DAMAGES, REGARDLESS OF WHETHER OR NOT YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), COSTS, HEALTH COMPLICATIONS, AND EXPENSES AND ANY THEORY OF LIABILITY OF ANY KIND OR NATURE WHATSOEVER, WHETHER KNOWN OR UNKNOWN, SUSPECTED OR UNSUSPECTED, DISCLOSED OR UNDISCLOSED, THAT YOU MAY HAVE AGAINST US OR THEM ARISING FROM THE FOLLOWING, INCLUDING, WITHOUT LIMITATION: (I) YOUR USE OF AND ACCESS TO THE WEBSITES; (II) YOUR VIOLATION OF ANY TERM OF THESE TERMS OF SERVICE; (III) USE OF ANY PRODUCT LINKED TO FROM THE WEBSITE; AND (IV) ANY SERVICE OFFERED INCLUDING WITHOUT LIMITATION ANY MEDICAL TREATMENT ADMINISTERED BY THIRD PARTIES; AND (V) ANY REASON WHATSOEVER NOT EXPLICITLY AFOREMENTIONED. THIS DEFENSE AND INDEMNIFICATION OBLIGATION WILL SURVIVE THESE TERMS OF SERVICE AND YOUR USE OF WEBSITES.

THE ABSOLUTE MAXIMUM LIABILITY ACCORDING TO THIS TERMS AND CONDITIONS AGREEMENT FOR ANY CAUSE WHATSOEVER SHALL NOT EXCEED, IN THE AGGREGATE, THE AMOUNT, IF ANY, PAID BY YOU TO FLAG THEORY.

CAUSE OF ACTION LIMITATIONS

YOU AND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED IN ANY WAY TO THE USE OF THE WEBSITE OR ANY AFFILIATED WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION; OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Modification of Terms

We reserve the right, at our sole discretion, to change, modify or otherwise alter these Terms and Conditions of Use at any time, by posting the revised Terms and Conditions of Use on our website, and you hereby waive any right you might have to receive specific notice of such changes.

Legal use

You may not use our service in any manner that violates any law, regulation, treaty or tariff or infringes on the legal rights of any third party, in any manner which is defamatory, fraudulent, indecent, offensive or deceptive, to threaten, harass, abuse or intimidate others, to damage the name or reputation of the Websites, its affiliates, or subsidiaries, to break security on any computer network, or to access an account that does not belong to you, and in any manner that interferes with other customers’ use and enjoyment of the services provided by the Website.

You may use this website only in accordance with these Terms and Conditions of Use and for lawful purposes as stipulated by law. You may not abuse this website in any way. Nor are you permitted to use any automated software when accessing and using this website.

Miscellaneous

The website may be viewed internationally and may contain references to products or services not available or approved in all countries. References to a particular product or service do not imply that such product or service is appropriate or available to all persons of legal purchasing age in all locations, or that we intend to make such product or service available in such locations. Our failure to exercise or enforce any right or provision of these Terms of Service shall not operate as a waiver of such right or provision.

Government Compliance

Our performance under these Terms of Service is subject to existing laws and legal process, and nothing contained in these Terms of Service is in derogation of our right to comply with governmental, court and law enforcement requests or requirements relating to your use of FlagTheory.com or information provided to or gathered by us with respect to such use.

SEVERABILITY AND ENFORCEABILITY

If any provision or portion of these Terms of Service is held illegal, invalid, or unenforceable, in whole or in part, it shall be modified to the minimum extent necessary to correct any deficiencies or replaced with a provision which is as close as is legally permissible to the provision found invalid or unenforceable and shall not affect the legality, validity or enforceability of any other provisions or portions of these Terms of Service, and the other provisions of the Terms and Conditions shall remain in full force and effect.

Transfer of Information

Any information you provide to us will be transferred to our company, governed by the jurisdiction of Singapore. Any disputes arising in connection with this web site will be handled by Courts in Singapore. By using this Web site, you consent to this transfer of information, the entire privacy policy and the terms and conditions.

Although you may access this Website from other territories around the world, by accessing this website you agree that its use, the use of any material contained on the website and the use of all services provided, will be governed by the laws and courts of The Republic of Singapore, regardless of where you live, or how these laws may differ from the laws of the country from which you are accessing this website. ANY OFFER FOR ANY PRODUCT, FEATURE OR SERVICE MADE IS VOID WHERE PROHIBITED.

Choice of Law and Venue

Law of the British Virgin Islands will govern these Terms, as well as any claim, cause of action or dispute that might arise between you and Flag Theory (a “Claim”), without regard to conflict of law provisions.

Section Titles

The section titles in these Terms of Service are for convenience only and have no legal or contractual effect. These Terms of Service and your account on Website are personal to you and may not be transferred or assigned.

 

PRIVACY POLICY

 

Privacy Policy

Your privacy is our top priority.

At FlagTheory.com, hereafter “Flag Theory”, your privacy is one of our top priorities. Therefore, we have created this Privacy Policy in order for you to understand how we collect, use, communicate, disclose and make use of personal information. We will collect personal information solely with the objective of fulfilling those purposes specified by us, unless we obtain the consent of the individual concerned or as required by law.

We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Flag Theory is not responsible for the privacy statements or other content on websites outside of the Flag Theory website.

This policy sets out:

  • Your consent to the policy;
  • The personal data we collect;
  • What we use personal data for;
  • How long we keep your personal data;
  • Your rights of access and correction; and
  • Changes to this policy.

Your Consent to This Policy

You agree that that your personal data that is collected by Flag Theory or posted on the Website or processed through the Services from time to time may be used for the purposes described in this policy, the PTOS and/or EUTOS.

Through the Services and Content on the Website, you may be introduced to a variety of third parties such as Practitioners and other websites. The privacy polices of these third parties are not under Flag Theory control and you should read the respective privacy policies carefully. The use of any information that you may provide to any third party, or the use of “cookie” technology by any third party, will be governed by the privacy policy of the operator of the website that you are visiting. If you have any doubts about the privacy of the information you are providing on another site, Flag Theory recommends that you contact that website directly for more information and review their privacy policy. Flag Theory shall not be responsible for the actions of such third parties in any manner whatsoever, including but not limited to any violation of such privacy policies or otherwise.

Your personal information given through online registration, appointment making forms, feedback forms or any other communication channel within the site will be kept strictly confidential.

Information collected is shared only with our authorized staff, for the purpose of providing better services. For example our staff may contact you to confirm your appointment details.

What Personal Data We Collect

We will store personal data we collect from you through the account registration process, such as name, address and other contact details, other personal data you post on the Website through your use of the Services and personal data concerning you that may be posted on the Website by other users.

We may, through the use of “cookies” or other technologies, collect information about member statistics, traffic patterns and information which may include personal data such as names, addresses and emails. Moreover, we may keep details of your visits to our Website including, but not limited to, traffic data, location data, weblogs and other communication data.

We may aggregate personal and other data captured through the Website and the Services so that the data is no longer capable of identifying any individual. Aggregated data may cover patterns of usage relating to the Website and its Services (for example, analysis of Appointment transactions and the impact of the Feedback Service (as defined in the EUTOS) for End Users) and Flag Theory reserves the right to use this aggregated information for the purposes of improving and enhancing its Services, developing and selling data and information to third parties, generating and commercializing insights and otherwise for the purposes of our business.

We may also ask you for personal data when you report a problem with our site and if you contact us for any reason, we may keep a record of that correspondence.

What We Use Your Data For

The primary reason we collect personal data is to enable End Users and Registered Practitioners to engage through the Services in respect of Appointments and to enable the Content-related functions of the Website.

We may use your personal data for account and Website/Services maintenance, marketing, billing purposes and customer profiling. We use and disclose personal data relating to payment methods and details to the extent required to process fees for Completed Appointments, monthly subscriptions and other transactions.

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers and to generate insights.

We may use and disclose your personal data in relation to alerts to keep you updated information and other new products and services (including without limitation, third party products and services) on the Website.

We may use information about member statistics, traffic patterns for the purposes of our business activities, including sales, marketing, mergers, acquisitions, bankruptcies.

We may disclose your personal information if we are under a duty to disclose or share such data in order to comply with any legal obligation, or in order to enforce or apply the PTOS and/or EUTOS; or to protect the rights, property, or safety of Flag Theory, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

How Long We Keep Your Personal Data

We reserve the right to retain any personal data collected until your Account is terminated or for seven (7) years, whichever is the longer period.

Your Rights of Access and Correction

We will provide you with the means to ensure that your personal information is correct and current. You may review and update this information at any time. By following the “profile” link provided on our Website, you may view, edit and delete personal data you have already given us. You may also elect to receive or discontinue receiving any email newsletters we may choose to distribute periodically.

Changes to This Policy

Any changes we may make to this policy in the future will be posted on this Website and may be emailed to you. Changes will take effect immediately and be binding on you from the time of posting.

Reviews

Keep in mind any reviews, personal information, or comments that you voluntarily disclose on the Website will become publicly available. Your account User name is displayed to other Users when you send and/or post messages through the Website. Please note that any comment or other content you post or send to the Website becomes published content and is not considered personally identifiable information subject to this Privacy Policy. Your messages and other information you make available in public areas of the Flag Theory website will be seen by people and organizations not related to or controlled by Flag Theory, and may be used by others to contact you.

Cookies

The Flag Theory website may sometimes use “cookies” to personalize your online experience. The purpose of a cookie is to tell the Web server that you have returned to a specific page. Cookies cannot run programs or deliver viruses to your computer. You have the ability to accept or decline cookies by altering the settings in your web browser. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Flag Theory services or websites you visit.

Personal Information Security

Flag Theory secures the personally identifiable information you provide on computer servers in a secure environment. Your information is always protected from unauthorized access. If personal information (such as a credit card number) is transmitted to other websites, its transmission is protected through the use of encryption, such as Secure Socket Layer (SSL) protection.

Children Under Thirteen

FlagTheory is not directed to children under the age of thirteen, and . Flag Theory will never knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to visit Flag Theory (this) website.

Collection of your Personal Information

Flag Theory keeps track of the websites and pages our customers visit within the Website, in order to determine what Website services are the most popular. This data may be used to deliver customized content and advertising within the Website to customers whose behavior indicates that they are interested in a particular subject area. In the event that Flag Theory goes through a business transaction, such as a merger or acquisition by another company, your personally identifiable information may be among the assets transferred. You will be notified via email of any such change in ownership or control of your personal information.

Flag Theory websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Website or the site; (b) protect and defend the rights or property of Flag Theory; and, (c) act under exigent circumstances to protect the personal safety of users of Flag Theory Website, or the public.